Veterans: Let’s review your VA options clearly.
We’ll determine whether a VA IRRRL or refinance actually makes sense for your situation.
What to expect
No teaser rates
No payment promises
Eligibility and outcomes depend on VA guidelines and underwriting
Takes less than 60 seconds.
What to expect
No teaser rates
No payment promises
Eligibility and outcomes depend on VA guidelines and underwriting
Licensing & Disclosures
James Lott Mortgage (JLM)
James Lott, NMLS #1792571
Powered by Saxton Mortgage, LLC — NMLS #1717191
Equal Housing Lender | Equal Housing Opportunity
Not a commitment to lend. Rates and terms may change. All loans subject to underwriting approval.
Contact
Address
64 E Broadway Rd Suite 200, Office 254
Tempe, AZ 85282
© 2026 James Lott Mortgage. All rights reserved.