Refinance Options
We evaluate whether refinancing truly benefits your situation.
VA IRRRL
VA IRRRL is a VA streamline refinance option available to eligible borrowers. Eligibility and approval are subject to VA guidelines and underwriting review. Learn more about VA IRRRL benefits here.
Rate and Term Refinance
Rate and term refinancing may involve changing the rate structure and/or adjusting the loan term. Suitability depends on your current loan position and long-term objectives. All loans are subject to underwriting approval.
Cash-Out Refinance
Cash-out refinancing may involve accessing available equity as part of a refinance. Eligibility and terms depend on program guidelines and underwriting review.
FHA Streamline
FHA Streamline is an FHA refinance option available to eligible borrowers. Eligibility and approval are subject to FHA guidelines and underwriting review.
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Licensing & Disclosures
James Lott Mortgage (JLM)
James Lott, NMLS #1792571
Powered by Saxton Mortgage, LLC — NMLS #1717191
Equal Housing Lender | Equal Housing Opportunity
Not a commitment to lend. Rates and terms may change. All loans subject to underwriting approval.
Contact
Address
64 E Broadway Rd Suite 200, Office 254
Tempe, AZ 85282
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