Terms, Disclosures & NMLS
Last updated: February 6, 2026
This page provides general terms for using this website and important mortgage-related disclosures.
General Website Terms:
By accessing or using this website, you agree to use it for lawful purposes and in accordance with these terms. Content on this site is provided for general informational purposes and may be updated at any time.
No Commitment to Lend:
Not a commitment to lend. Rates and terms are subject to change. All loans are subject to underwriting approval and applicable eligibility requirements.
No Rate or Payment Guarantees:
This website does not provide rate quotes or guarantees. Any examples or general information are not a promise of a specific rate, payment, or approval outcome.
Third-Party Links:
This site may link to third-party sites for convenience or verification purposes. We are not responsible for third-party content or privacy practices.
Links to Other Websites:
This site may include links to third-party websites. We are not responsible for the privacy practices of those sites.
Equal Housing:
Equal Housing Lender | Equal Housing Opportunity
Communications:
If you submit information through a form, you may receive communications related to your inquiry (such as confirmations and follow-ups) by phone, text, or email. Message and data rates may apply.
Contact us:
Email: [email protected]
Disclaimer:
This page is provided for general informational purposes and may be updated from time to time. If any portion of this page conflicts with applicable law or company policy, applicable law and company policy control.
Licensing & Disclosures
James Lott Mortgage (JLM)
James Lott, NMLS #1792571
Powered by Saxton Mortgage, LLC — NMLS #1717191
Equal Housing Lender | Equal Housing Opportunity
Not a commitment to lend. Rates and terms may change. All loans subject to underwriting approval.
Contact
Address
64 E Broadway Rd Suite 200, Office 254
Tempe, AZ 85282
© 2026 James Lott Mortgage. All rights reserved.