Investment Property Financing
Financing options for investment properties differ from primary residence loans.
Income-Verified Investment Loans
Some investment loan programs evaluate borrower income and documentation, while others focus primarily on property performance. Program availability varies by lender. All loans are subject to underwriting approval.
DSCR Loans
Debt Service Coverage Ratio (DSCR) loans evaluate a property's cash flow rather than personal income. These programs are commonly used by real estate investors to finance rental properties. Terms vary by lender and investor guidelines. All loans are subject to underwriting approval.
Ideal for long-term rental and portfolio growth strategies.
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Licensing & Disclosures
James Lott Mortgage (JLM)
James Lott, NMLS #1792571
Powered by Saxton Mortgage, LLC — NMLS #1717191
Equal Housing Lender | Equal Housing Opportunity
Not a commitment to lend. Rates and terms may change. All loans subject to underwriting approval.
Contact
Address
64 E Broadway Rd Suite 200, Office 254
Tempe, AZ 85282
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